banking
How Synchrony's $120 Billion Data Problem Is Reshaping Bank Strategy
Synchrony, with $120B+ in assets, exemplifies a sweeping industry shift: banks abandoning product silos in favor of end-to-end customer journey thinking.…
Fintech, banking and infrastructure,
under the hood.
Long-form coverage of cards, IBANs, payment rails, regulation and the technology that moves money — in seven languages, written by working operators.
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fintech
Fintech Is No Longer Knocking at the Door — It Owns the House
Chris Skinner argues the two-decade framing of fintech vs. banking is obsolete. The question is no longer who disrupts whom — but who survives the merger.…
central-banking
Cash Still Reigns: ECB Confirms Notes and Coins Lead Euro Area Payments
The European Central Bank confirms cash remains the most widely accepted payment method across the euro area, reaffirming physical currency's enduring role in everyday commerce.…
banking
Only 7% of SMBs See Their Bank as a Strategic Partner, Survey Finds
A Grasshopper Bank survey reveals just 7% of small business owners view their bank as a true strategic partner, exposing a deep trust gap in SMB banking.…
stablecoin
Tether's First Full KPMG Audit Confirms $6.8B Reserve Surplus
Tether has completed its first-ever full financial audit, with KPMG issuing a clean opinion on 2025 statements showing reserves exceeding liabilities by $6.8 billion.…
stablecoin
Tether Clears Full KPMG Audit With Positive Opinion, a Historic Milestone for USDT
Tether, issuer of the world's largest stablecoin USDT, has received a positive opinion from KPMG US following a complete audit — ending years of reserve scrutiny.…
etf
Goldman Sachs to Acquire Neos Investments in $2.25 Billion Crypto ETF Deal
Goldman Sachs is set to purchase Neos Investments, a Bitcoin and Ethereum income ETF specialist, in a deal worth up to $2.25 billion.…
cryptocurrency
Delio CEO Jeong Sang-ho Handed 15-Year Prison Term for Crypto Fraud in South Korea
South Korean court sentences Delio CEO Jeong Sang-ho to 15 years in prison for crypto fraud, marking one of the country's harshest penalties in the sector.…
regulation
CFTC's Innovation Advisory Committee to Tackle Crypto, AI and Prediction Markets on Aug 20
The CFTC schedules an Aug. 20 Innovation Advisory Committee meeting to explore crypto asset regulation, artificial intelligence, and prediction markets — without waiting for the CLARITY Act.…
stablecoin
Tether Lands KPMG Clean Audit Opinion in Stablecoin Transparency Milestone
KPMG has issued a clean opinion on Tether's 2025 financial statements, marking the stablecoin issuer's first full audit after years of reserve scrutiny.…
regulation
SEC Eyes Formal Crypto Exemptions as Congressional Clarity Act Stalls
The SEC prepares to vote on sweeping crypto rule changes that could let digital asset projects raise capital and eventually exit the agency's jurisdiction entirely.…
regulation
Blockchain Association Takes Custodia's Fed Master Account Fight to Supreme Court
The Blockchain Association has filed support for Custodia Bank's Supreme Court bid to force the Federal Reserve to grant eligible state-chartered banks direct payment system access.…