lending
SMBs Are Pumping the Brakes on Borrowing, and the Data Shows It
Small and medium-sized businesses are growing more selective about taking on debt, a trend confirmed by market data and Q2 2026 earnings commentary from LendingTree.…
Fintech, banking and infrastructure,
under the hood.
Long-form coverage of cards, IBANs, payment rails, regulation and the technology that moves money — in seven languages, written by working operators.
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earnings
AutoNation's Q2 Dip Tests CEO Manley's Bet on Buyer Resilience
AutoNation posted Q2 2026 declines in sales and profit, yet CEO Michael Manley argues improving consumer sentiment and affordability signal a coming rebound.…
artificial-intelligence
When AI Finds Faster Than Humans Can Fix: The Vulnerability Backlog Crisis
AI is surfacing software flaws at machine speed, but remediation remains stubbornly human — leaving CFOs and CISOs trapped between exposure and capacity.…
cross-border-payments
Project Agorá's 80-Second Settlement Is a Watershed for Wholesale Payments
BIS-backed Project Agorá completes real-value testing of tokenized wholesale cross-border payments, achieving average settlement in just 80 seconds.…
banking
Fed Proposes First Overhaul of Mutual Bank Capital Rules Since 1993
The Federal Reserve is seeking public comment on a proposal to modernize 33-year-old capital rules for mutual banks, calling existing regulations "overly burdensome and complex."…
artificial-intelligence
OpenAI Crosses 1 Billion Users as AI Embeds Itself Into Daily Life
OpenAI CFO Sarah Friar confirmed the platform now serves over 1 billion active users and 2 million businesses, signaling AI's shift from novelty to necessity.…
fintech
Increase Founder Darragh Buckley Acquires Washington State Bank in Bold Fintech Pivot
Darragh Buckley, founder of fintech Increase, is acquiring a Washington state bank — fulfilling the six-year-old vision of merging banking infrastructure with technology.…
banking
Capital One's $265B Community Pledge Draws Skepticism After Discover Deal
Capital One released a progress report on its $265B community investment commitment tied to its Discover acquisition, but charitable groups remain unconvinced.…
fintech
PayPal's $310 Billion Collapse and What It Tells Us About Payments' Future
PayPal lost over $310 billion in market value since 2021 — not from shrinking, but from losing the narrative. Here's what that means for the payments industry.…
central-banking
PBoC Governor Pan Gongsheng Takes the Stage at Hong Kong's Bond Connect Summit
People's Bank of China Governor Pan Gongsheng addressed the Hong Kong FIC and Bond Connect Summit on 7 July 2026, signalling Beijing's continued engagement with cross-border capital market infrastructure.…
central-banking
HKMA, BIS and IMF Convene in Hong Kong to Address Global Financial Stability Risks
Senior regulators from the HKMA, BIS, and IMF gathered in Hong Kong to examine the systemic risks posed by deepening global financial interconnections.…
monetary-policy
Fed Governor Waller Signals Monetary Policy at a Crossroads
Federal Reserve Board Governor Christopher J. Waller addressed the New York Association for Business Economics on July 13, 2026, framing U.S. monetary policy as facing a defining inflection point.…