Long-form coverage of cards, IBANs, payment rails, regulation and the technology that moves money — in seven languages, written by working operators.
Cross River Bank will provide the banking infrastructure for XMoney, Elon Musk's financial services push that aims to transform X into an all-encompassing financial superapp.…
Fintech firms accelerated AI agent integration and digital asset expansion this week, with Wondergate's licensed Payment SaaS platform among the headline launches.…
The stablecoin sandwich promises faster, cheaper cross-border payments — but critics argue the model is structurally incomplete without a credible trust layer binding its three components.…
Microsoft has unveiled Project Perception, an agentic security system that converts threat signals into real-time protections, deploying AI to counter AI-powered attacks.…
Regulated perpetual futures have arrived in the US market, with Kalshi and crypto exchanges moving fast while traditional banks hold back pending clearer rules and deeper liquidity.…
Upstart has received conditional OCC approval to charter Upstart Bank, N.A., marking a pivotal step in the AI lending marketplace's transformation into a fully licensed national bank.…
Happen Bank closed the quarter with $10.8 billion in deposits, up 18% year-over-year, as its evolution from LendingClub into a full-scale digital bank gains measurable traction.…
Oportun expands its Set & Save app with an AI-powered Smart Bills feature that automatically identifies recurring expenses and helps users save toward them.…
Banks are expanding their financial infrastructure to unify SMB payments and operations, targeting a back-office market long burdened by fragmentation and manual reconciliation.…
Tearsheet's 10-Q newsletter raises a compelling question: why would Stripe view PayPal as a strategic prize right now, when others have looked away?…
From a City tax battle to EU insurer-bank mergers and AI adoption in emerging markets, five regulatory and strategic currents are converging to redraw the global banking landscape.…
A provocative new argument reframes global poverty as a technology problem, not just an economic one — and fifty years of financial inclusion history backs the claim.…