banking
The Bank Branch Debate in 2026: Why Neither Side Has It Right
The binary argument over bank branches — relic vs. community cornerstone — misses a more complex truth about the future of physical banking infrastructure.…
Fintech, banking and infrastructure,
under the hood.
Long-form coverage of cards, IBANs, payment rails, regulation and the technology that moves money — in seven languages, written by working operators.
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payments
JP Morgan Payments Cuts 13 Billion Keystrokes by Tackling the Paper Problem
J.P. Morgan Payments processed 480 million checks in 2025 and eliminated 13 billion annual keystrokes by automating the paper-based friction surrounding payments.…
banking
Texas Capital Taps U.S. Bank Veteran Mo Jamous as Chief Digital Officer
Texas Capital Bank names U.S. Bank alumnus Mo Jamous as Chief Digital and Information Officer to lead AI initiatives and modernize its technology platform.…
banking
JPMorgan's Succession Chess: Lake Exits as Petno and Rohrbaugh Rise to Co-Presidents
JPMorgan Chase CEO Jamie Dimon says Jennifer Lake chose retirement after the board elevated Doug Petno and Troy Rohrbaugh to co-presidents, calling the shift a "natural change."…
regulation
Regulators Draw the Line on Lending to Unauthorized Workers
Federal regulators have issued formal guidance directing financial institutions to rigorously assess risk when extending credit to unauthorized workers, centering on borrower repayment capacity.…
regulation
CFTC Overrides Court Order to Block Kalshi's Michigan Trade Cancellations
The CFTC has intervened to prevent Kalshi from canceling Michigan-related trades, asserting federal supremacy over a state court order in a landmark prediction market clash.…
sanctions
US Treasury Freezes $130M in Crypto Tied to Iran's Central Bank
The US Treasury has frozen $130M in cryptocurrency linked to Iran's central bank, marking a significant escalation in crypto-based sanctions enforcement.…
payments
Itaú Unibanco Goes Live on Swift's Consumer Payments Initiative for Brazil
Itaú Unibanco has activated Swift's new consumer payments initiative, promising Brazilians faster, more transparent international money transfers across 200+ markets.…
regulation
Three Senators' Ethics Objections Cloud CLARITY Act's Path to a Senate Vote
Three US senators oppose the CLARITY Act on ethics grounds as Senate Majority Leader John Thune pushes for a vote before August 10, with Democratic support uncertain.…
regulation
Bank of England's Bailey Draws a Hard Line Against Crypto Deregulation
Bank of England Governor Andrew Bailey has staked out a firm anti-deregulation position, placing crypto markets directly in the sights of tightened regulatory oversight.…
mining
New York's One-Year Data Center Ban Shakes Crypto Mining and AI Ambitions
New York has imposed a one-year moratorium on large data centers, sending shockwaves through crypto mining and AI infrastructure development across the state.…
stablecoin
Velocity Raises $38M to Wire Stablecoins Into Enterprise Treasury Systems
Velocity secures $38M from Dragonfly, FirstMark, and Coinbase Ventures to build enterprise stablecoin treasury and payment workflow software.…