neobank
Revolut Secures Conditional OCC Charter in Long-Sought US Banking Push
Revolut has obtained a conditional OCC charter, marking a pivotal step in the neobank's years-long campaign to secure a full US banking licence.…
Fintech, banking and infrastructure,
under the hood.
Long-form coverage of cards, IBANs, payment rails, regulation and the technology that moves money — in seven languages, written by working operators.
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digital-banking
OpenReserve Exits Stealth With OCC Conditional Banking License Approval
MoneyLion alumni launch OpenReserve, a "continuous" banking startup that has secured conditional approval for a national banking license from the OCC.…
cybersecurity
OpenAI's $1B Daybreak Bet: AI Models Find Zero-Days, Then Fund the Fix
OpenAI commits $1 billion in subsidized Daybreak cybersecurity tools and training for critical public-service defenders, after its own AI models exposed zero-day vulnerabilities.…
cybersecurity
OpenAI's $1 Billion Daybreak Bet to Shield Community Banks and Critical Infrastructure
OpenAI has committed $1 billion in subsidized cybersecurity access through its Daybreak program to protect community banks, utilities, and other essential service operators worldwide.…
neobank
Revolut and OpenReserve Win Preliminary OCC Approval to Launch US National Banks
Revolut and OpenReserve have each received preliminary OCC approval to form U.S. national banks, with cryptocurrency and stablecoin services central to both strategies.…
neobank
Revolut Wins Conditional OCC Approval for US National Bank Charter
Revolut secured preliminary conditional OCC approval for a US national bank charter on September 3, 2026, marking a pivotal step toward full American banking status.…
bitcoin
IMF Reverses Course on El Salvador's Bitcoin Reserve, Citing Donations
The IMF now says donations drove growth in El Salvador's Bitcoin reserve — directly contradicting its claim just a year ago that the holdings had not moved.…
banking
SoFi and Kraken Parent Payward Forge a Bridge Between Banking Rails and Crypto Markets
SoFi Technologies and Payward, Kraken's parent, are linking regulated dollar settlement to 24/7 crypto trading infrastructure in a landmark partnership.…
tokenization
South Korea Charts Three-Phase Path to Tokenized Securities by 2027
South Korea's financial regulator has unveiled a three-phase roadmap for tokenized asset issuance, with the country's first formal tokenized securities framework set for February 2027.…
cryptocurrency
FinCEN Links $12.7 Billion in Crypto Fraud to Asian Scam Compounds
US financial intelligence unit FinCEN has traced $12.7 billion to crypto scams run from Asian compounds, with monthly reported figures rising 18% on average and operations spreading beyond Southeast Asia.…
payments
Ant International Secures Brazil Payment Licence for Local and Cross-Border Operations
Brazil's central bank has granted Ant International a payment institution licence, formalising its Antom platform's operations for local and cross-border payments in Latin America's largest economy.…
buy-now-pay-later
Thailand's Central Bank Moves to License BNPL Providers by End of 2026
The Bank of Thailand plans to introduce a dedicated BNPL licensing framework in Q4 2026, requiring all providers to obtain regulatory approval to operate.…