Payments
Italy Mandates SEPA Instant for All Retail Banks by Q3 2026
Italian banking regulator requires 500+ retail banks to support instant payments at standard SEPA rates ahead of EU deadline.…
Fintech, banking and infrastructure,
under the hood.
Long-form coverage of cards, IBANs, payment rails, regulation and the technology that moves money — in seven languages, written by working operators.
§ 01
Latest
127 stories · page 7 / 11
Fintech
Property Finance's Digital Turn: Why UK Conveyancing Matters to Fintech
A Cardiff proptech startup's funding signals a broader reckoning: property transactions are payment infrastructure, and banks must adapt.…
Banking
The Illusion of Stability: Why Q1's Calm Masks a Seismic Shift in Banking
First-quarter results reveal a paradox: traditional banks report steady earnings while losing ground to fintech and embedded finance competitors.…
Banking
The AI Illusion: Why Banks Are Spending Without Strategy
Most financial institutions are deploying artificial intelligence tactically rather than strategically, risking repeated operational failures and wasted capital.…
Banking
The Charter Arbitrage: How Fintech Incumbents Are Weaponizing Legacy Banking
Thread Bank's deployment of a century-old charter as a modern distribution engine signals a fundamental shift in US fintech strategy—away from partnership and toward regulated independence.…
Fintech
Robinhood's Identity Crisis: Can Fintech Brokerage Break Free From Trading Revenue?
Robinhood reports strong earnings but remains structurally dependent on trading activity, raising questions about its path to sustainable, non-cyclical revenue.…
Banking
Eski Sistemler ya da Yok Oluş: Bankalar Çekirdek Modernizasyon Hesaplaşmasıyla Karşı Karşıya
Eski ana platformlar, fintech ve neo-banklar hızlanırken varoluşsal yükümlülükler haline gelmekte ve geleneksel borç verenler yatırım ya da eski kalma arasında seçim yapmak zorunda kalmaktadır.…
Banking
الأنظمة الموروثة أم الانقراض: البنوك تواجه لحظة حساسة في تحديث أنظمتها الأساسية
أصبحت منصات العمل الأساسية الموروثة مسؤولية وجودية مع تسارع شركات التكنولوجيا المالية والبنوك الرقمية، مما يجبر المقرضين التقليديين على الاختيار بين الاستثمار أو التقادم.…
Banking
Altanlagen oder Ausfall: Banken müssen sich der Kernmodernisierung stellen
Legacy-Core-Plattformen werden zu existenziellen Risiken, da Fintech-Unternehmen und Neo-Banken an Fahrt gewinnen und traditionelle Kreditgeber vor der Wahl zwischen Investitionen und Überalterung stehen.…
Banking
Systèmes hérités ou extinction : les banques face à un moment de vérité sur la modernisation de leurs cœurs de métier
Les plates-formes fondamentales héritées deviennent des responsabilités existentielles à mesure que le secteur fintech et les néobanques s'accélèrent, forçant les prêteurs traditionnels à choisir entre l'investissement ou l'obsolescence.…
Banking
Sistemas Heredados o Extinción: Los Bancos Enfrentan una Encrucijada de Modernización del Núcleo
Las plataformas core heredadas se están convirtiendo en pasivos existenciales a medida que las fintech y neo-bancos se aceleran, obligando a los prestamistas tradicionales a elegir entre la inversión u la obsolescencia.…
Banking
Sistemi Legacy o Estinzione: Le Banche Affrontano una Resa dei Conti sulla Modernizzazione dei Core
Le piattaforme core legacy stanno diventando passività esistenziali mentre fintech e neo-banche accelerano, costringendo i prestatori tradizionali a scegliere tra l'investimento e l'obsolescenza.…